Life Insurance
Star Financial LLC
STAR Financial LLC insurance specialists bring their combined 60 years of expertise, experience, connections and relationships with all the major U.S. direct carriers and foreign reinsures to get the absolute best medical underwriting deals. We have proprietary direct access channels to the highest level decision makers, and we have established our credentials as nationally prominent large case specialists, who can negotiate “special channel” insurance deals that other agents can only dream of.
We possess Managing General Agency connections with 44 major insurance carriers, enabling us to get the most competitive pricing and most aggressive underwriting in the industry. This guarantees that you will get the lowest price possible for life insurance.
STAR Financial offers industry-leading expertise in financial analysis, estate planning, actuarial science and advanced life insurance case design to come up with a life insurance solution that is right for you.
We specialize in “impaired risk” cases. Utilizing our insurance knowledge and direct access channels, we are able to obtain a “standard” rating on clients with health issues who would have otherwise been declined.
STAR Financial has extensive knowledge and experience in structuring estate wealth gift transfers within a life insurance product envelope, to fully conform with I.R.C. §7702A regulations to utilize and maximize the unique estate tax, income tax, and capital gains tax exemptions of qualified life insurance products.
Contact A G.R.E.A.T. Way at (718)473-3930, or fill out the form below and we’ll get back to you at your earliest convenience.
